Jumbo Loan Higher loan amount, same flat process.
Jumbo loans exceed conforming loan limits and offer maximum flexibility for larger home financing.
Jumbo Homes Loans may make high-end home purchases possible.
With a choice between fixed or adjustable rates, our jumbo loans offer maximum flexibility for home financing for larger loans.
Jumbo Homes Loans can make high-end home purchases possible. When a loan amount reaches a certain point, Jumbo and Super Jumbo Loans can offer high-end financing that a traditional loan can’t.
Over the past few years, some lenders have decreased their Jumbo Loan offerings and have made them harder to obtain. At Falmouth Mortgage Group, we can get you a great rate on your Jumbo Loan.
With a jumbo mortgage, you’ll get great rates even on a large home purchase. With a choice between fixed or adjustable rates, our jumbo loans offer maximum flexibility for home financing for larger loans.
Have questions? Give us a call! One of our mortgage specialists would be happy to answer all of your questions.
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Jumbo Loan FAQs
What is a jumbo loan?
A jumbo loan is a mortgage that exceeds the conforming loan limits set by the Federal Housing Finance Agency. In most counties the 2026 conforming limit is around $806,500; high-cost counties have higher limits. Anything above is jumbo.
Are jumbo loan rates higher than conventional rates?
Not always. Jumbo rates are often competitive with — or slightly better than — conforming rates for well-qualified borrowers, especially on higher loan amounts.
What credit score do I need for a jumbo loan?
Most jumbo programs require a credit score of 700 or higher. Some products allow scores in the 680s with stronger reserves and a larger down payment.
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