A mortgage company built
for loan officers.
Keep 100% of your commission.
Pay a flat $795 per funded file.
who keep more and grow faster.
We're loan officer owned and operated. We know what matters because we've been in your shoes.
Our flat model is simple and transparent — so you keep more of what you earn.
The tech, support, and flexibility you need to scale your business without limits.
The loan is yours.
The commission isn’t.
You bring the clients, the relationships, and the files that actually close. If two or more of these describe your last 90 days, it’s not a production problem — it’s a platform problem.
- 01A split on every loan you closeYour brokerage takes a cut of every file you bring in.
- 02Leads dead before they hit your deskThe ones worth a callback went to the top producer first.
- 03An outdated, slow LOS30-minute intakes. Docs chased by hand. Nothing searchable.
- 04Limited loan productsNo DSCR, no bridge, no Non-QM. Conventional or walk.
- 05A CRM that owns your pipelineWe let you keep our CRM if you decide to originate elsewhere.
- 0645-day closes you apologize forProcessing bottlenecks no amount of hustle can fix.
The math
isn’t close.
One average $400K loan. 250 bps of total comp. Here’s where the commission actually lands.
Not a comp plan.
An operating system.
Seven things that move the needle. Priced so the math works for the producer, not the platform.
- 01
100% commission. Flat $795 per file.
$80K+/yrPay a flat $795 for every funded loan. Keep every dollar above that. No splits, no desk fees, no admin fees, no hidden BPS haircuts. The bigger you write, the more you keep.
- 02
A $299/mo CRM, free.
$3,588/yrFull CRM, pipeline, drip campaigns, borrower portal, milestone automations. Normally $299/month — free for LOs who onboard before the enrollment window closes.
- 03
AI automation baked into your day.
$18,000/yrAuto-generated pre-approvals, AI doc indexing, milestone texts to borrowers and agents, rate-watch alerts on your past book, call-recap summaries. Running while you sell.
- 04
Your own branded LO site.
$3,000/yrA custom landing page with your photo, bio, reviews, a mortgage calculator, and a lead-capture button piped straight to your pipeline. Live in 14 days.
- 05
Build your team — your way.
FlexibleReady to grow a branch? Recruit junior LOs? Split with a production partner? We model whatever comp structure works. No platform fee. No per-seat charge.
- 06
Licensed in 7 states. Adding more.
PricelessSponsored, onboarded, and writing loans in 5 business days. Actively adding new states every quarter.
$10M a year. 25 files. Watch what moves.
Numbers assume 250 bps total brokerage comp and a typical legacy 150-bps split. Your mileage — but the direction of travel is identical.
A mortgage company built for loan officers.
100% comp, flat $795/file
No splits. No desk fees. No BPS haircuts.
Free CRM (reg $299/mo)
Pipeline, drip, portal, milestones — all in.
Contract-to-close ops
Lender coordination, disclosures, conditions, CD prep — handled per file so you stay in origination.
AI, done for you
Pre-approvals, LOS, POS, and more
Your branded LO site
Your photo, bio, calculator. Live in just days.
Build a team, your way
Your split. Your override. No platform fee.
Your book is yours
No non-solicits. Ever. Export any time.
Licensed in 7 states
Sponsored, live, and submitting loans in 5 days or less.
Five days
from call to closed.
The fastest sponsorship transfer in the business. No pipeline gap, no lost momentum, no “we’ll circle back next quarter.”
- 1Day 0
Book the intro call
15 minutes. We run your numbers against your actual comp structure. No deck, no sales pitch.
- 2Day 1
Sponsorship transfer
We submit your state sponsorship paperwork. Most transfers clear NMLS within 48 hours.
- 3Day 3
Onboarding & LOS setup
Logins, ops team intro, CRM migrated, contacts imported, branded LO site drafted.
- 4Day 5
You're submitting loans
Pre-approvals going out under your new shingle. Ops team already chasing conditions.
The questions
we get every week.
If you have one we haven't answered here, bring it to the intro call. We'd rather lose a bad fit early than surprise you at month three.
Bring it. We migrate active files in parallel with your sponsorship transfer. Most LOs don't miss a single closing date during the move.
AZ, CA, FL, OH, OR, TX, and WA today. We add new states each quarter — if yours isn't listed, we'll tell you the realistic timeline.
No. Your book is your book — before you join, while you're here, and if you ever leave. Full contact export on request, no questions.
Yes. We'll build a branch comp structure around what already works. You set the splits, you set the overrides, we handle the compliance. No per-seat fees.
Conventional, FHA, VA, USDA, jumbo, non-QM, DSCR, bank statement, HELOC, and second-lien products through 40+ wholesale lender relationships. If there's a product you use often, we'll get it added.
We'll tell you on the 15-minute call. Some LOs are better off staying put — we'd rather tell you that than talk you into a move you'd regret.
Fifteen minutes.
That’s the whole ask.
Bring a recent closing disclosure or last month’s comp statement. We’ll run your actual numbers against the WeFund stack, line by line. If the math doesn’t pencil, we’ll say so and save you the move.
- No slide deck, no recruiting theater
- A real raise number in under 15 min
- You own every document we send you
- Zero obligation past the intro call